Insurance companies offer various insurance discounts to policyholders based on several factors. As an independent insurance agent, I have the advantage of being able to search for and compare policies from multiple insurance companies. This allows me to find the best policy for my clients, with competitive rates and potential discounts, which may not be available to captive agents who work exclusively for a single insurance company or brokers.
Some common discounts include:
Safe driver discount:
This discount is offered to drivers who maintain a good driving record without any accidents or violations over a certain period of time.
Multi-car discount:
This discount is available to policyholders who insure multiple vehicles on the same policy.
Bundling discount:
Customers who buy multiple insurance products from the same company, such as home and auto insurance, may be eligible for a bundling discount.
Low mileage discount:
Drivers who drive less than a certain number of miles per year may be eligible for a low mileage discount.
Anti-theft discount:
Policyholders who install anti-theft devices in their vehicles may qualify for a discount.
Defensive driving discount:
Drivers who complete a defensive driving course may be eligible for a discount.
Loyalty discount:
Some insurance companies offer discounts to policyholders who have been with them for a certain number of years.
Good student discount:
This discount is typically available to full-time students who maintain a certain grade point average.
Keep in mind that not all insurance companies offer the same discounts and the availability and amount of discounts may vary depending on your location and other factors. It’s always a good idea to ask your insurance provider about the discounts they offer and how you can qualify for them.
Contact us today for a complimentary insurance review to see how we can lower your insurance. We are based out of Plymouth, Minnesota, but since opening, our office have clients all over the Minneapolis/St. Paul area, including Wayzata, Minnetonka, Maple Grove, New Hope, Crystal, Brooklyn Park, and customers across the state.