
Insurance Agency in Wayzata, MN
Insurance Agency in Wayzata, MN
Insurance agency in Wayzata, MN offering auto, home, condo, renters, boat, snowmobile, umbrella, and life insurance, plus business policies including general liability, workers’ compensation, commercial auto, professional liability, and cyber coverage.
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Our Prokop Insurance Agency Services In Wayzata, MN

Insurance Agent Wayzata, MN
Work with an Insurance Agent in Wayzata, MN who understands Lake Minnetonka life. We review dock and watercraft liability, ice-dam and hail risks, teen driver policies near Wayzata High School, and condos along Lake Street. We compare carriers, adjust dwelling limits to local rebuild costs, and explain deductibles in terms. Get help navigating auto claims after deer strikes on Highway 12, scheduling jewelry, and covering short-term boat rentals. We coordinate flood endorsements, sump-pump backup, and umbrella coverage for dock guests. Start a policy review today with Insurance Agent in Wayzata, MN and get answers fast from a local office.
Auto Insurance Wayzata, MN
Choose Auto Insurance in Wayzata, MN built for daily drives along US‑12, Shoreline Drive, and downtown parking near Lake Street. Protect against deer collisions, winter fender benders, and cracked windshields. Get liability, collision, comprehensive, uninsured motorist, OEM parts endorsements, glass repair, rental car, roadside, and gap coverage. Cover teen drivers, rideshare, and boat trailer towing to local marinas. Compare carriers, adjust deductibles, and pair policies with repair shops in Wayzata and Minnetonka. Start online with Auto Insurance in Wayzata, MN and talk to an agent who understands parking challenges and seasonal traffic. Auto Insurance in Wayzata, MN addresses risks.


Business Insurance Wayzata, MN
Need Business Insurance in Wayzata, MN that fits how you operate on Lake Minnetonka? Protect lakeside retailers on Lake Street, restaurants, marinas, contractors, and professional offices. Cover property from wind, hail, and winter freeze, include equipment breakdown for coolers and lifts, and add liability for dock slip-and-falls. Insure business income during power outages or road closures on Wayzata Boulevard. Address cyber risks from data and credit cards. Get certificates fast for city permits and vendor contracts. Choose an advisor who knows shoreline exposures and traffic. Explore Business Insurance in Wayzata, MN and compare Business Insurance in Wayzata, MN today.
Umbrella Insurance Wayzata, MN
Umbrella Insurance in Wayzata, MN helps cover costly liability gaps when a boat collision on Lake Minnetonka, an icy sidewalk fall, or a teen driver on Hwy 12 exceeds your underlying limits. It extends protection beyond auto, home, condo, or rental policies and can include defense costs. Choose a policy that accounts for lakefront guests, dock parties, and short‑term rentals near Wayzata Bay. You’ll add higher limits for dog bites, libel, or landlord exposures. Get guidance from an agent who knows ordinances and claims trends. Learn more: Umbrella Insurance in Wayzata, MN. Ask about Umbrella Insurance in Wayzata, MN.


Renters Insurance Wayzata, MN
Renters Insurance in Wayzata, MN protects laptops, bikes, paddleboards, and furniture from theft, fire, and water damage tied to Lake Minnetonka living. Cover belongings in an apartment downtown, a condo near the marina, or a townhome by Gleason Lake. Add water backup for sump failures, schedule jewelry, and choose replacement cost. If a kitchen fire forces you out, loss of use pays for a hotel. Liability covers dog bites at Wayzata Beach or accidents in your unit. Agents know HOA requirements and landlord rules. Get Renters Insurance in Wayzata, MN. Compare deductibles and tailor Renters Insurance in Wayzata, MN.
Pet Insurance Wayzata, MN
Choose Pet Insurance in Wayzata, MN to offset surprise vet bills from icy sidewalk slips, lake-related injuries, or tick-borne illnesses common around Lake Minnetonka. Protect your dog or cat with reimbursement for emergency visits, diagnostics, prescriptions, and surgery at local clinics on Lake Street or specialists in Minneapolis. Customize deductibles and caps to fit your budget, add wellness for vaccines and heartworm tests, and cover chronic conditions. Local support helps you compare plans and handle claims when weekend urgent-care pricing spikes. Get quotes, understand exclusions, and secure care before boating season: Pet Insurance in Wayzata, MN makes costs predictable.


Personal Insurance Wayzata, MN
Personal Insurance in Wayzata, MN should fit life on Lake Minnetonka. Protect your home from ice dams, hail, and sewer backup; insure docks, boats, and scheduled jewelry. Navigate auto risks like deer on Highway 12, pileups on I-394, and catalytic converter thefts. Get renters or condo coverage that complements HOA policies in Wayzata buildings. Work with advisors who explain deductibles, replacement cost, umbrella limits, and teen driver discounts. Compare carriers to balance premiums with coverage gaps. Choose Personal Insurance in Wayzata, MN built around household, vehicles, and lifestyle. Personal Insurance in Wayzata, MN solves local problems with tailored policies.
Motorcycle Insurance Wayzata, MN
Get Motorcycle Insurance in Wayzata, MN tailored to lake-country riding. Protect against spring pothole crashes on County Road 101, deer strikes, hailstorms, and theft from apartment garages near Lake Street. Choose coverage for accessories, custom parts, OEM repairs, medical payments, uninsured motorists, roadside towing, and seasonal lay-up for winter storage. Local guidance helps you meet lender requirements and Minnesota liability limits, plus provide ID cards for tabs at the Wayzata DMV. Compare policies for cruisers, sport bikes, touring, dual-sport. Start here: Motorcycle Insurance in Wayzata, MN and secure Motorcycle Insurance in Wayzata, MN that fits local routes and risks.


Life Insurance Wayzata, MN
Choose Life Insurance in Wayzata, MN to protect your family’s budget when income stops. Replace mortgage payments on Lake Minnetonka homes, cover Wayzata Public Schools tuition and childcare, and fund funeral costs without tapping savings. Local advisors understand Hennepin County taxes, high property values, and commuting households with variable bonuses. We tailor term, whole, and rider options for small business owners, including buy-sell funding and key person coverage. Coordinate with your lender and estate attorney, and align benefits with Minnesota health networks. Get underwriting guidance and update beneficiaries after life changes. Start here now: Life Insurance in Wayzata, MN.
Home Insurance Wayzata, MN
Home Insurance in Wayzata, MN should fit lakefront living and Minnesota weather. Protect your Lake Minnetonka home from hail, wind, lightning, fallen trees, and ice dams; add coverage for docks, boat lifts, and detached garages. Guard against sewer or sump pump backup, service line breaks, and frozen pipe leaks. Address short-term rental exposures, guest injuries on slippery docks, and dog or trampoline liability. Consider replacement cost for custom finishes and ordinance or law if an older cottage needs code upgrades. Work with a local agent who understands shoreline risks and city permits. Learn more: Home Insurance in Wayzata, MN


Health Insurance Wayzata, MN
Shopping for Health Insurance in Wayzata, MN? Get plan options that fit local doctors, including Park Nicollet, North Memorial, and M Health Fairview clinics. We compare ACA marketplace, off-exchange, HSA-compatible, and short-term coverage, explain deductibles and copays, and help you avoid out‑of‑network surprises when you visit Minneapolis specialists. Address COBRA gaps, student coverage, and small-business group needs. Check subsidy eligibility, manage prescriptions, and add dental or vision when it makes sense. As locals, we consider Twin Cities hospital networks and weekend urgent care access. Start with Health Insurance in Wayzata, MN and choose Health Insurance in Wayzata, MN confidently.
Condo Insurance Wayzata, MN
Choose Condo Insurance in Wayzata, MN that closes gaps your HOA master policy won’t—covering interior finishes in Lake Street condos, built-ins, and custom flooring, plus loss assessment when associations carry high wind/hail deductibles. Protect belongings in underground garage lockers, bikes along the Dakota Rail Trail, and boats stored near Wayzata Bay. Add water backup for lake-storm surges and ice-dam damage, and personal liability for dog incidents in shared hallways or guest injuries on balconies. Get ordinance coverage for remodels and scheduled coverage for jewelry. Compare options built for Wayzata addresses and responsive claims help. Condo Insurance in Wayzata, MN.


Homeowners Insurance Wayzata, MN
Choose Homeowners Insurance in Wayzata, MN that reflects life by Lake Minnetonka. Protect docks, boat lifts, and detached garages; add wind and hail coverage that handles summer storms; prevent winter losses with ice-dam, frozen pipe, and roof collapse options. Get ordinance or law coverage for older Wayzata homes, siding matching, and extended replacement cost to keep rebuilds budgeted. Schedule jewelry, bikes, and gear; include water backup for sump pumps common near the lake. Work with a team that knows contractors and claims. Start here: Homeowners Insurance in Wayzata, MN and compare deductibles, bundling, and liability limits for short-term rentals.
House insurance Wayzata, MN
House insurance in Wayzata, MN should fit lake realities. Live near Lake Minnetonka? Protect docks, boathouses, high-value finishes, and add water backup for sump pumps. Ice dams, hail, and wind can shred roofs; get replacement cost on siding and matching surfaces. Ordinance or law coverage helps meet local building codes after a loss. Schedule jewelry, bikes, and tech used for commuting to Minneapolis. Choose higher-deductible wind/hail options to control premiums. Work with an agent comparing carriers. Get House insurance in Wayzata, MN that names your risks, covers rentals, and keeps claims simple. Ask about House insurance in Wayzata, MN.


Homeowners Insurance Wayzata, MN
Choose Homeowners Insurance in Wayzata, MN that reflects life by Lake Minnetonka. Protect docks, boat lifts, and detached garages; add wind and hail coverage that handles summer storms; prevent winter losses with ice-dam, frozen pipe, and roof collapse options. Get ordinance or law coverage for older Wayzata homes, siding matching, and extended replacement cost to keep rebuilds budgeted. Schedule jewelry, bikes, and gear; include water backup for sump pumps common near the lake. Work with a team that knows contractors and claims. Start here: Homeowners Insurance in Wayzata, MN and compare deductibles, bundling, and liability limits for short-term rentals.
About Our Insurance Agency in Wayzata, MN
Prokop Insurance Agency in Wayzata, MN provides personalized coverage for families and businesses. Services include auto, home, condo, and renters insurance; umbrella liability; and specialty policies for boats and recreational vehicles on Lake Minnetonka. Our agency also offers life insurance options and business coverage such as general liability, commercial property, workers’ compensation, and business auto. Agents review existing policies, explain coverage limits and deductibles, and help compare carriers to fit budget and risk needs. Local claims support and policy updates are available.
About Wayzata, MN
Wayzata, MN grew from a lakeside railroad hub into a compact community centered on Lake Minnetonka, with a downtown that blends boutique retail and waterfront access. Residents and businesses value walkable streets, strong schools, and steady visitor traffic. Notable landmarks include Wayzata City Hall, The Depot, Wayzata Beach, Wayzata Depot Museum, and the Hotel Landing. From lakefront homes near Wayzata Beach to boutiques along Lake Street and offices by the Depot, the agency matches coverage to property types, seasonal risks, and traffic patterns. Advisors review local building codes, marina exposures, and business interruption needs, then structure home, auto, umbrella, and commercial policies that reflect neighborhood profiles and carrier options available in Hennepin County.
Wayzata's population is 4,591. City center coordinates: 44.9752, -93.5061. The city sees cold, snowy winters, freeze–thaw cycles, spring flood risk near Lake Minnetonka, and humid summers with severe storms. Prokop Insurance Agency aligns coverage with ice dam, wind/hail, and water-backup risks, customizes lakefront and high-value home policies, and ensures compliance with Minnesota Department of Commerce and state insurance statutes. In Wayzata Proper, we review home and auto policies for lakefront and downtown condos. In Holdridge, we tailor coverage for larger lots. In Klapprich Park, we optimize renters and condo insurance. In Shaver Park, we streamline bundled policies. We integrate eco-friendly practices, using recycled materials and sustainable methods in our operations, while actively supporting Wayzata’s community initiatives and local causes across Wayzata, MN. For reliable Insurance Agency services in Wayzata, contact Prokop Insurance Agency today.
Cities We Serve
Bloomington, MN, Maple Grove, MN, Eden Prairie, MN, Minnetonka, MN, Edina, MN, Brooklyn Park, MN, Saint Louis Park, MN, Champlin, MN, Chanhassen, MN, Richfield, MN, Brooklyn Center, MN
Overcast Clouds
Temperature
Wind Speed
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Neighborhoods We Serve
Things to Do
Wayzata Depot Museum | Lake Minnetonka Historical Society
Noerenberg Gardens
Wood-Rill Scientific and Natural Area (SNA)
Wayzata Beach
Panoway on Wayzata Bay
The Big Woods Preserve
The Old Stone Arch
Grays Bay Dam Park
Wayzata
6Smith
Minnetonka Center For the Arts
Gro Tonka Park
Thorpe Park
Wood-Rill Trailhead
Wayzata Beach
Minnehaha Creek Headwaters Park
COV Wayzata
Nocomo Beach
Wayzata Library - Hennepin County Library
ninetwentyfive
Transportation
Wayzata Blvd & Holiday Station
Wayzata Blvd & Holiday Station
Wayzata Blvd & Grand Ave S
Wayzata Blvd & Wayzata Jr High School
Wayzata Blvd & Broadway Ave
Wayzata Blvd & Superior Blvd
Wayzata Blvd & Broadway Ave
Wayzata Blvd & Glenbrook Rd
Wayzata Blvd & Benton Ave
Wayzata Blvd & Central Ave (Co Rd 101)
Wayzata Blvd & Brueggers Bagel
Wayzata Blvd & Ferndale Rd
Wayzata Blvd & Walker Ave
Wayzata Blvd & Walker Ave
Wayzata Blvd & Barry Ave P&R
Wayzata Blvd & Edgewood Ave / Barry Ave
Driving Directions
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Driving Directions from Zach Augustyn- State Farm Insurance Agent to Prokop Insurance Agency
Driving Directions from Ryan Nelson - State Farm Insurance Agent to Prokop Insurance Agency
Driving Directions from Farmers Insurance - Michael Halonen to Prokop Insurance Agency
Driving Directions from Strategic Insurance Solutions to Prokop Insurance Agency
Driving Directions from Jake Schreder - State Farm Insurance Agent to Prokop Insurance Agency
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Driving Directions from Farmers Insurance - Peter Pietila to Prokop Insurance Agency
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Driving Directions from Pete Giancola - State Farm Insurance Agent to Prokop Insurance Agency
