If you drive less, you should pay less. SmartMiles helps you do just that. It’s
the same great coverage as a traditional policy, but with a flexible monthly
rate that is based on how many miles you drive.
Compared to a traditional Nationwide® policy, SmartMiles customers can
save an average of $300.
Can you answer any of these questions yes…
- Do you have an extra car you rarely drive?
- Do you work from home and don’t commute to the office daily?
- Do you live close to work?
If you drive less than the average driver, SmartMiles could save you money.
How SmartMiles Works
- Plug a small device into your vehicle that measures mileage.
- Your rate consists of two parts: a base rate and a variable rate (cost
per mile). - Your rate varies month-to-month, based on the miles you drive.
Actual scenario in IL: single, 35-year-old male, 2014 Jeep Cherokee, no traffic violations or accidents in last 3 years. Includes average final safe driving behavior discount.
Auto Insurance Coverage That’s Personalized
- Safe-driving behavior discount
Get up to a 10% discount for safe driving after the first renewal. - Road trip exception
Only the first 250 miles count on a single day. - Online access
Keep tabs on your mileage and your monthly payment. - Convenient mileage tracking
SmartMiles uses a small device to track the miles you drive.
Let Prokop Insurance be your advocate with Nationwide.
SmartMiles availability varies. The SmartMiles variable premium is based upon the Cost Per Mile established for the coverages in force and the number of days and miles driven when the coverage is in force. The SmartMiles Driving Behavior Discount could be zero and does not apply to all coverage elements; actual savings vary by state, coverage selections, rating factors and policy changes. The Driving Behavior discount applies at the next policy renewal and remains while the vehicle is enrolled in SmartMiles. Estimated payments are subject to change based upon the final rated mileage during the mileage period and any policy changes.
Nationwide, the Nationwide N and Eagle, and SmartMiles are service marks of Nationwide Mutual Insurance Company. © 2021 Nationwide Mutual Insurance Company and affiliated companies.